Real Estate Ownership Mastery

Welcome to Rosalina Esquilin LLC and its affiliated brands, including but not limited to Rosalina Esquilin LLC, Rosalinas Academy of Female Legacy Investors, Real Estate Ownership Mastery and any related programs, courses, memberships, events, mentorships, digital products, or services (collectively referred to as the “Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our websites, course platforms, digital materials, live or virtual trainings, coaching services, and all associated content (collectively, the “Site” and “Services”). By accessing, enrolling in, purchasing, or using any portion of our Site or Services, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms and our Privacy Policy. If you do not agree with any portion of these Terms, you must immediately discontinue use of the Site and Services.

Consent and Eligibility

Use of our Services is permitted only to individuals who are at least eighteen (18) years of age and legally capable of entering into binding agreements. By using our Site, you represent and warrant that you meet these requirements. Your continued access or participation constitutes acceptance of these Terms and any modifications that may be posted from time to time. We reserve the right to update, revise, or replace these Terms at any time without prior notice, and it is your responsibility to review them periodically.

Educational Purpose Only and No Professional Advice

All information, content, courses, coaching, mentorship, and materials provided by the Company are offered strictly for educational and informational purposes. The Company does not provide legal, tax, financial, accounting, lending, brokerage, or investment advice. Participation in any program does not establish any fiduciary, professional, employment, brokerage, or agency relationship between you and the Company. You understand and agree that you are solely responsible for seeking independent licensed professionals before making any financial, legal, tax, or real estate decisions. Any actions you take based on the information provided are undertaken at your own risk.

No Guarantees of Results or Earnings

You acknowledge that real estate, investing, and business outcomes depend on numerous factors beyond the Company’s control, including individual effort, market conditions, experience, skills, and economic variables. Therefore, the Company makes no guarantees, warranties, or representations regarding results of any kind. We do not guarantee income, commissions, transactions, closings, sales volume, business growth, licensing success, or financial outcomes. Any testimonials, examples, case studies, or success stories shared by Rosalina Esquilin or other participants are provided for illustrative purposes only and should not be interpreted as typical results or promises of performance. You expressly agree that the Company is not responsible or liable for any losses, failed transactions, missed opportunities, rejected offers, financing issues, contract errors, legal consequences, tax liabilities, investment losses, or any other financial or business damages arising from your use of our Services.

Intellectual Property Rights

All materials provided through the Site and Services, including but not limited to courses, videos, presentations, templates, worksheets, scripts, systems, branding, graphics, downloads, and proprietary methodologies, are the exclusive intellectual property of the Company and are protected by applicable copyright, trademark, and intellectual property laws. Access to these materials is granted solely for your personal, non-commercial use. You may not copy, reproduce, distribute, modify, republish, upload, record, share, resell, or otherwise exploit any content without express written permission. Sharing login credentials, redistributing materials, or teaching our proprietary systems to others constitutes unauthorized use and may result in immediate termination and legal action.

User Content and Media Release

By participating in our programs, events, or community spaces, including live or virtual sessions, you consent to the recording, photographing, or capturing of your likeness, voice, or contributions. You grant the Company a perpetual, worldwide, royalty-free license to use such content for educational, promotional, or marketing purposes without compensation. Any comments, testimonials, or materials you submit may be used to improve our services or promote our offerings. You represent that you have the legal right to share such content and accept full responsibility for its accuracy.

User Conduct and Responsibilities

You agree to use the Site and Services lawfully and responsibly. You are responsible for maintaining the confidentiality of your account credentials and may not share access with others. You agree not to engage in fraudulent, abusive, illegal, defamatory, or disruptive behavior, nor to attempt to compromise the security or functionality of the Site. We reserve the right to suspend or terminate access at our sole discretion if any misuse or violation occurs.

Payments and Financial Responsibility

All fees for programs, courses, or services must be paid in full or according to the agreed payment plan. If you select a payment plan, you remain legally responsible for the entire balance regardless of participation or completion. Failure to make timely payments may result in suspension or termination of access and may be referred to collections or legal action. You agree that payment obligations are not contingent upon achieving specific results.

Refund Policy

Due to the immediate delivery of digital content, proprietary materials, and intellectual property, all purchases are final. All programs, services, and products are strictly non-refundable and non-transferable. No refunds will be issued for any reason, including dissatisfaction, scheduling conflicts, personal circumstances, or failure to achieve desired results. By purchasing or enrolling, you acknowledge and accept this no-refund policy in full.

Chargebacks

Initiating a chargeback or payment dispute after receiving access to Services constitutes a breach of these Terms. The Company reserves the right to revoke access, permanently ban accounts, and pursue recovery of funds, administrative costs, and legal fees associated with such disputes.

Disclaimer and Limitation of Liability

The Site and Services are provided “as is” and “as available” without warranties of any kind, either express or implied. To the fullest extent permitted by law, the Company disclaims all warranties, including fitness for a particular purpose, merchantability, and non-infringement. You assume all risk associated with use of the Site. Under no circumstances shall the Company or its owners, employees, contractors, affiliates, or representatives be liable for any direct, indirect, incidental, consequential, special, or punitive damages, including but not limited to financial losses, lost income, lost commissions, lost investments, or business interruption arising from your participation in our programs. Your sole remedy is to discontinue use of the Services.

Indemnification

You agree to indemnify and hold harmless the Company and its representatives from any claims, liabilities, damages, losses, or expenses arising from your actions, misuse of information, violation of these Terms, or business activities related to real estate or investing.

Termination

The Company reserves the right to terminate or restrict your access to the Site and Services at any time for violations of these Terms, non-payment, or inappropriate conduct. Termination does not entitle you to any refund.

Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of Florida. Any disputes arising from your use of the Site shall first be addressed through informal resolution and, if unresolved, shall be settled through binding arbitration. You waive the right to a jury trial or participation in any class action lawsuit.

Acceptance

By accessing, purchasing, or participating in our programs or Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions in their entirety and accept full responsibility for your decisions and outcomes.